At Bloc Microfinance Bank (Bloc MFB), we are more than just a financial institution—we are a catalyst for growth and empowerment. Established to bridge the gap between traditional banking and modern financial technology, Bloc MFB is on a mission to provide innovative, inclusive, and tailored financial solutions that help individuals, SMEs, and businesses thrive in a rapidly evolving economy.
- Micro Loans
- SME Loans
- Savings Accounts
- Fixed Deposits
- Soft POS Solutions
- Agency Banking
About Us
What We Do
From microloans that fuel dreams to SME loans that propel businesses forward, we offer a range of financial products designed to meet diverse needs. Our savings accounts and fixed deposit services provide secure pathways to wealth creation, while our cutting-edge soft POS solutions and agency banking empower businesses and individuals with seamless payment and service options.
Our Unique Value
We’re not just here to meet today’s financial needs—we’re here to shape the future of banking. Bloc MFB combines the personalized service of a microfinance bank with the innovation of a fintech powerhouse. Through partnerships with industry leaders like Providus Bank and Sterling Bank, we deliver global banking capabilities, virtual cards, USD accounts, and worldwide payment acceptance, enabling our clients to grow their revenue and connect with global markets.
Our Mission
To redefine financial services by merging technology with banking, delivering personalized solutions that enable individuals and businesses to reach their fullest potential.
FAQ
Frequently Asked Questions
We provide a range of financial solutions, including Micro Loans, SME Loans, Savings Accounts, Fixed Deposits, Soft POS Solutions, Agency Banking, and Cash Collection Services. Whether you’re an individual, an SME, or a corporate client, we have something for you.
Our loans are available to:
- Individuals: Seeking personal or microloans.
- Small and Medium Enterprises (SMEs): Looking for tailored business loans to grow and expand operations.
Eligibility requirements include valid identification, proof of income or business registration, and meeting our credit assessment criteria.
Opening a savings account is simple!
- Visit our website or mobile app.
- Fill out the online application form.
- Provide the necessary documents (valid ID, proof of address).
- Fund your account and start enjoying the benefits.
Our Soft POS solution turns your smartphone or tablet into a virtual POS terminal. With this service, you can:
- Accept card and digital payments on the go.
- Save on hardware costs—no physical POS machine is needed.
- Offer a seamless payment experience to your customers.
Simply download our app and register your business to get started.
Becoming a Bloc Agent is easy and rewarding. Here’s how:
- Sign up through our website or app.
- Complete the verification process.
- Receive training and tools to provide banking services.
As a Bloc Agent, you can earn commissions on transactions and help your community access financial services.
Absolutely! Bloc MFB is a licensed financial institution regulated by the Central Bank of Nigeria. We also partner with trusted banks like Providus Bank and Sterling Bank to ensure the security of your funds.
To apply for a loan, you’ll need:
- A valid means of identification (e.g., National ID, Driver’s License).
- Proof of income or business registration documents (for SMEs).
- Bank statements for the last 3-6 months.
Additional requirements may apply depending on the loan type.
Bloc Business Banking offers exclusive features like virtual cards, USD accounts, and global payment acceptance. To join:
- Visit https://app.blochq.io.
- Sign up and provide your business details.
- Verify your business to unlock access to our premium services.
Yes, we specialize in providing API infrastructure and financial solutions for startups and non-tech organizations. With Bloc, startups can access global banking services, enabling them to scale and thrive in competitive markets.
You can reach us via:
- Email: info@blochq.io
- Phone: +234 (XXX) XXX-XXXX
- Social Media: Follow us @BlocMFB on all major platforms.